
The best thing to do at annualcreditreport.com is to get your free credit reports, and leave.
It doesn't say which credit score-- just a credit score. And, according to media reports, in two out of three cases (TransUnion and Experian), the score is not the FICO.
It's in the law: The part about what the Federal Trade Commission calls "educational" scores. Consumer Reports writes, "These scores are available when a consumer obtains a credit report via the where can i get a free credit report Zanesville annualcreditreport.com site for $5.95 (from Experian for a VantageScore [not a FICO]), $7.95 (from Transunion for a VantageScore), and $7.95 (from Equifax for a FICO Score)." According to where can i get a free credit report Zanesville CNN in the story, "Credit score confusion reigns" (Jun. free credit report and score online
29, 2007), "The VantageScore is now the default score sold to consumers by Experian and TransUnion, either through their Web sites or via annualcreditreport.com." (That is not true. The score at Experian.com is the PLUS.) A blogger (and his posters) describes the lunacy in "The Confusing World Of Credit Scores And Some Pointers For Getting FICO Scores For Cheap," where he writes, "I don’t know why they are making it so complicated for the common man." Research for this topic via first-hand experience is limited to where can i get a free credit report Zanesville once every 12 months, so contribute to the collective knowledge. check your credit In a November 28, 2005 account of a person's experience, BusinessWeek reports, "When you where can i get a free credit report Zanesville request a free credit report, each bureau will offer to calculate a credit score for $6.95. Experian and TransUnion use proprietary formulas; Equifax uses FICO scores." The Consumer Federation of America/Fair Isaac pamphlet "YOUR CREDIT SCORES" describes the annualcreditreport.com credit scores by their respective scales: FICO score via Equifax: 300850 Experian score: 330830 [that's the PLUS score, not a FICO] TransUnion score: 150934 [the TransUnion Score, not a FICO] The date on that document is 2005. yearly free credit report government
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